Amateur Sports Insurance for Organizations
One unexpected accident at your sports event could leave your organization liable—are you prepared with the right insurance? Many are surprised to learn that even amateur Sports organizations require a comprehensive insurance policy to protect their assets. Sports Insurance policies provide peace of mind in the event of potential liability and risks. When selecting Insurance, careful consideration of factors like Team size, level of risk involved in the sport and location are crucial when considering the right types of coverage.
At O2 Sports Insurance, we offer customizable Sports Insurance coverage to amateur Sports organizations by providing policies to meet unique need levels.
Types of Amateur Sports Insurance O2 Provides
Understanding coverage options can help organizations make informed decisions about policy inclusions. When determining what level of coverage would be most beneficial to an organization, it is important to understand what different coverage types insure in terms of risk management.
Commercial General Liability Insurance: This broad coverage includes liability Insurance other than automobile or employer’s liability. Commercial General Liability insures against professional and commercial risks including spectator injuries, event cancellations and damage to rented premises.
Excess Accident Medical Coverage: This coverage is written on an excess basis and provides coverage over the collectible medical insurance of the person injured during insured activities and events.
Excess Liability (Umbrella Coverage): Excess Liability offers coverage over an underlying policy after their limits have been exhausted for liability. O2’s differentiator is that we act as primary when no underlying restrictions exist. Our excess liability Insurance complements general liability by covering risks once underlying policy limits are met.
Sexual Abuse & Molestation Insurance: Coverage provides for claims of sexual abuse made against a policyholder and/or a policyholder’s employees.
Hired Non-Owned Auto: A commercial automobile coverage that extends your auto liability coverage to vehicles that aren’t owned by your business but are used for your business tasks.
Inland Marine Insurance: Covers products, equipment, and other forms of business property that are not tied to a fixed location and are not covered by commercial property Insurance.
Directors and Officers Liability Insurance: Insures Teams against claims of mismanagement, negligence, or wrongful acts.
There are many benefits to each of these coverage types, and consulting with a member of our Team is the best way to know which options are the best for your needs.
How O2 Has Covered Amateur Sports Organizations
Our clients at O2 Sports Insurance experience the benefits of being an amateur Sports organization with proper coverage.
Director of Sonics Lacrosse, Lee Jacobs said in his review that “O2 Sports Insurance has Sonics Lacrosse covered for any last minute weather cancellations. Scheduling a new practice, with new dates is no problem.”
Dennis Sibury of Piedmont Baseball Foundation said “Our former Insurance carrier left us completely high and dry. O2 stepped up and really helped us out providing immediate replacement coverage while at the same time not taking advantage of the tremendously tough spot we were in. Since then they have been incredibly responsive and always honest. I highly recommend them.”
Conclusion
Amateur Sports organizations provide valuable enrichment to the lives of Players. Sports Insurance coverage ensures that these organizations are able to continue their mission. Customized Sports Insurance policies provide organizations with peace of mind when injuries, weather events, and other emergencies arise, maintaining that business can continue as usual.
Sport Insurance policies can be complex, but they don’t need to be complicated. O2 Sports Insurance is here to help you choose the best coverage for your organization’s needs. Here at O2 Sports Insurance, we take Sports Insurance seriously, and you should too! Get a quote today by applying online at www.o2Sportsinsurance.com or speak to one of our associates by calling 1-855-351-0202.