Directors & Officers Liability covers lawsuits alleging that your sports organization’s mismanagement resulted in economic injury to another party or that another party’s rights under state or federal law were violated. Typical examples include discrimination, violation of the Americans with Disabilities Act, wrongful termination or suspension of your league personnel or players, and failure to follow your own rules or bylaws. This policy also provides an attorney for your defense and pays for costs of settlement or adverse jury verdict. The policy should cover the sports organization and its directors, officers, and volunteers. Again, even if you are proven innocent, the attorney’s fees must be paid.