Political Violence and Terrorism Insurance are a MUST If it’s a big tour and you’re a high-profile artist.

Artists more than ever before are now considering the need for terrorism insurance due to the recent sequences of deadly attacks at music events. Most recently the shooting that occurred in Las Vegas. Political violence and Terrorism insurance policies have been around for a long time, they are not usually purchased unless an artist is touring volatile parts of the world, such as South America or Eastern Europe.

After the Las Vegas shooting, the bombing outside Ariana Grande’s concert in Manchester, and the 2015 Bataclan nightclub attack in Paris representatives agents and insurance carriers have since advises celebrities to secure the additional insurance.

“Not everybody believes it’s necessary,” business manager Bill Tannenbaum told Hollywood Reporter. “I’m pretty vocal about taking it with my clients, and luckily we had it with Ariana Grande.”

Nonappearance also known as nonperformance insurance policies can cost on an average of 2% of the artist’s total gross receipts. The policies pay for claims when events are canceled. They can also cover up to 80% of the total appearance fees for reasons such as illness, injury, or natural disasters. To add political violence and terrorism insurance that could cost another 1% of the artist’s total gross receipts.

“It’s usually a battle with the artist to buy it,” stated Dina LaPolt, an attorney who represents Britney Spears and Steven Tyler. “If you get paid a million dollars, all of your tour costs come out of that million. So every penny counts.”

Notably, artists can even file a claim at the mere threat of an attack.

“The way [policies had] been written previously is, the threat had to be related to the venue,” explained John Tomlinson, SVP, head of entertainment at privately held insurance brokerage Lockton Companies. “We have expanded that language to include threats made to band members.”

LaPolt argued that if there remains a risk of another attack during a large music event, terrorism insurance is a must.

“If it’s a big tour and you’re a high-profile artist and you gather tens of thousands of people per show, you have to have it,” she said.


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